Through the courts, consumers have two primary Bankruptcy options to receive relief from their debts, which can be highly effective debt ...

Whenever you are contacted by a debt collector, make sure that you examine your rights under the FDCPA to be sure they have not been breached.

Debt negotiation may be the best place to start and could potentially settle your debt for a fraction of the amount you currently owe.

You may not always be able to come to an agreement with your creditors and they may decide to use litigation against you at any time.